Subscriptions, explained.

Practical, worldwide guides on subscription pricing, cancellation rights, and the quiet cost creep that happens when nobody's watching — written by the team behind terma.

A remote control pointed at a streaming menu on a TV screenOct 19, 2026
Money

Discovery+'s Price Just Went Up — One Week After a $110 Billion Merger

Discovery+ raised US prices on October 13 — the first pricing move by its new owner, Paramount Skydance, a week after its merger with Warner Bros. Discovery closed.

7 min read

A payment card resting on a laptop keyboardOct 12, 2026
Money

YouTube TV's $7.5 Million Auto-Renewal Settlement Reaches Its Final Hearing

A six-year-old California class action over YouTube TV's auto-renewal disclosures gets its final court hearing October 15 — what the settlement covers and who gets paid.

7 min read

A payment card resting on a laptop keyboardOct 5, 2026
Money

Amazon's Prime Settlement Payout Just Jumped From $51 to $200

The FTC revised its $2.5 billion Amazon Prime settlement this September — a bigger payout cap, more eligible consumers, and no claim form required.

6 min read

A remote control pointed at a streaming menu on a TV screenSep 28, 2026
Money

Disney+'s Ad-Free Plan Has Now Tripled Since Launch

Disney raised Disney+ and Hulu prices again on September 23 — the fourth hike in four years. It's part of a wider pattern: streaming prices are rising three times faster than inflation.

7 min read

Coins stacked in glass jars, saved a little at a timeSep 21, 2026
Money

YouTube Premium's Price Hike Hits Europe This Week

Billing cycles from September 23 bring a second 2026 price rise to Europe and Singapore — and in parts of the EU, ignoring it cancels you instead of renewing you.

6 min read

Times Square in New York City, lit by billboards at duskSep 14, 2026
Guides

New York City's Click-to-Cancel Law Takes Effect October 1

The federal version died in court six days before it could apply nationwide. Fourteen months later, NYC is enforcing a version of it anyway.

7 min read

A remote control pointed at a streaming menu on a TV screenSep 12, 2026
Money

The Streaming Price Hikes All Landing on September 17

Disney's ESPN plans, its legacy bundle, and Peacock's delayed second wave of price increases all reach subscribers the same week.

6 min read

A man on the phone at his desk, laptop open in front of himSep 8, 2026
Data

The Subscriptions People Search Hardest to Cancel

A year of Google Trends data on "how to cancel" searches — one service dominates so completely it isn't close, and the reasons are on the public record.

8 min read

Close-up of computer memory modules with visible gold contactsSep 8, 2026
Money

Why Everything With a Chip in It Just Got More Expensive

Roku raised device prices by up to 60%. A global memory shortage driven by the AI boom is quietly pushing up prices through 2028.

7 min read

A fountain pen resting on paper, mid-signatureSep 7, 2026
Guides

How to Cancel Any Subscription: Notice Periods and Your Rights

A country-by-country guide to cancellation rights — EU cooling-off rules, US state auto-renewal laws, the FTC's click-to-cancel rule, and the UK Consumer Rights Act.

8 min read

Coins stacked in glass jars, saved a little at a timeSep 7, 2026
Money

Subscription Creep: Why Households Are Quietly Overspending

Nobody decides to spend €400 a month on subscriptions. It happens four euros at a time, until nobody remembers signing up for half of it.

6 min read

A contactless card payment being tapped against a phone-based readerSep 7, 2026
Guides

Free Trial Traps: How to Never Get Charged by Accident Again

A free trial has one job for the company offering it: get you to forget it's temporary. Here's how the mechanism works, and how to beat it.

6 min read

A hand holding a remote control, pointed at a streaming service's home screenSep 7, 2026
Money

Streaming Subscription Prices Around the World

The same Netflix plan costs a different amount depending on which country you signed up in — and almost everywhere, it costs more than it did.

7 min read

A person tapping the screen of a smartphone held in one handSep 7, 2026
Comparisons

Terma vs. Rocket Money vs. Bobby: Which Tracker Is Right for You?

Three genuinely different approaches to the same problem — bank-linked automatic detection, manual privacy-first entry, and scan-based AI with no bank access.

8 min read

A hand signing a printed contract with a pen, close upSep 7, 2026
Guides

Auto-Renewal Laws Around the World: What Consumers Need to Know

The mechanism that turns a trial into a recurring charge is now, in most major markets, something regulators specifically write rules about.

7 min read

A smartphone home screen crowded with app iconsSep 7, 2026
Money

5 Signs You're Paying for a Subscription You Don't Use

An unused subscription doesn't send you a notice. It just keeps renewing until something else makes you go looking. Here's what to look for.

5 min read

A payment card resting on a laptop keyboardSep 7, 2026
Money

How to Spot Sneaky Recurring Charges on Your Bank Statement

Most people scan a statement for amounts that look wrong. The charges worth worrying about are usually the ones designed to look unremarkable.

6 min read

A person holding up a phone to check a handwritten documentSep 7, 2026
Product

What Is Terma? Every Feature and Plan, Explained

Terma tracks subscriptions, contracts, and warranties by scanning what you already have — no bank connection required. Here's exactly what it does.

7 min read